Business Banking

Banking Built For Business Momentum

Run your day-to-day, manage cash flow, and plan what’s next with a team that actually responds. You’ll work with local experts who understand your business and help you make smart financial decisions. 

Business-Owner-High-five
Why EMbers?

Business Banking That Works

Your business isn’t one-size-fits-all, and your banking shouldn’t be either. We keep things flexible, responsive, and built around how you actually operate, so you can stay focused on taking care of business.

Guidance Real Business Support

Work directly with our Business Credit Team who take the time to understand your goals. You get clear answers, practical guidance, and support that helps you make smart financial decisions without wasting time. 

Local Built for Your Market

ou’re working with people who know your community and how business operates here. That means faster decisions, better insight, and support that actually lines up with what you’re dealing with. 

Flexible Options That Make Sense

Your business doesn’t follow a template and your banking shouldn’t either. From accounts to financing, you get options that fit how you operate, not something forced into a box. 

Responsive Fast, Clear Decisions

When something comes up, you don’t have time to wait around. You get responsive communication and faster local decisions so you can move when it matters. 

Team Grid

Meet Our Team

Meet the team helping you with your next steps.

Director of Marketing, Title Division

Charlie Nyquist

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Aliquam tempor, ligula at vehicula blandit, felis sem lacinia dolor, eget congue lectus tellus nec lorem. Cras leo sapien, volutpat ut fermentum eu, bibendum ac purus. Quisque vitae ex in nisi suscipit sollicitudin. Sed molestie nunc id suscipit fermentum. Suspendisse in ultrices augue. Phasellus vestibulum varius dui, et gravida purus feugiat eget. Fusce vitae finibus augue. Nunc sagittis augue sit amet tortor sollicitudin pulvinar. Aliquam hendrerit tincidunt velit, ut dapibus enim hendrerit sed. Cras sollicitudin risus vel massa tincidunt, sed elementum dui feugiat. Suspendisse nec odio placerat, lacinia nunc a, pulvinar sem. Praesent faucibus metus a urna feugiat, sed faucibus tellus tincidunt. Suspendisse dui augue, mollis vel venenatis ut, tempor et ipsum. Suspendisse vulputate cursus ligula non tempor. Curabitur orci magna, viverra quis placerat vitae, malesuada eu nisl.

Director of Marketing, Title Division

Jennifer Stempki

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec ultrices fringilla auctor. Fusce hendrerit sagittis nisi, eu luctus turpis facilisis fermentum. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Pellentesque non risus sem. Ut dignissim bibendum purus vitae sagittis. Nulla egestas fermentum neque.

Aliquam tempor, ligula at vehicula blandit, felis sem lacinia dolor, eget congue lectus tellus nec lorem. Cras leo sapien, volutpat ut fermentum eu, bibendum ac purus. Quisque vitae ex in nisi suscipit sollicitudin. Sed molestie nunc id suscipit fermentum. Suspendisse in ultrices augue. Phasellus vestibulum varius dui, et gravida purus feugiat eget. Fusce vitae finibus augue. Nunc sagittis augue sit amet tortor sollicitudin pulvinar. Aliquam hendrerit tincidunt velit, ut dapibus enim hendrerit sed. Cras sollicitudin risus vel massa tincidunt, sed elementum dui feugiat. Suspendisse nec odio placerat, lacinia nunc a, pulvinar sem. Praesent faucibus metus a urna feugiat, sed faucibus tellus tincidunt. Suspendisse dui augue, mollis vel venenatis ut, tempor et ipsum. Suspendisse vulputate cursus ligula non tempor. Curabitur orci magna, viverra quis placerat vitae, malesuada eu nisl.

Director of Marketing, Title Division

Jennifer Stempki

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec ultrices fringilla auctor. Fusce hendrerit sagittis nisi, eu luctus turpis facilisis fermentum. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Pellentesque non risus sem. Ut dignissim bibendum purus vitae sagittis. Nulla egestas fermentum neque.

Aliquam tempor, ligula at vehicula blandit, felis sem lacinia dolor, eget congue lectus tellus nec lorem. Cras leo sapien, volutpat ut fermentum eu, bibendum ac purus. Quisque vitae ex in nisi suscipit sollicitudin. Sed molestie nunc id suscipit fermentum. Suspendisse in ultrices augue. Phasellus vestibulum varius dui, et gravida purus feugiat eget. Fusce vitae finibus augue. Nunc sagittis augue sit amet tortor sollicitudin pulvinar. Aliquam hendrerit tincidunt velit, ut dapibus enim hendrerit sed. Cras sollicitudin risus vel massa tincidunt, sed elementum dui feugiat. Suspendisse nec odio placerat, lacinia nunc a, pulvinar sem. Praesent faucibus metus a urna feugiat, sed faucibus tellus tincidunt. Suspendisse dui augue, mollis vel venenatis ut, tempor et ipsum. Suspendisse vulputate cursus ligula non tempor. Curabitur orci magna, viverra quis placerat vitae, malesuada eu nisl.

Find What Fits

Start with what your business needs today. Accounts, financing, or tools to manage cash flow. Everything connects so you’re not piecing things together on your own. 

Business Accounts

Keep your day-to-day running smoothly with accounts built for business. Manage cash flow, track spending, and stay organized without extra steps. 

TBD

Access funding to grow, expand, or cover what’s next. You’ll work with a local team who helps you structure it in a way that actually makes sense. 

Treasury Management

Move money through your business more efficiently. Access resources like payments, payroll,  and fraud protection to keep things running smooth.

Business Cards / Payments

Manage expenses, make purchases, and keep track of spending with tools designed for business use.

Featured / Current Rates

Rates that help spark what’s next. From vehicles and homes to savings and certificates, explore our current featured rates.

3.04
% APY*
Interest-Earning Account
5.49
% APY*
Auto Loans
6.50
% APY*
30-Year Fixed Mortgage
4.35
% APY*
12 Month Certificate
Good to Know

Questions Business Owners Ask

If you’re figuring out what your business needs or how to get started, this is a good place to start.

What accounts does my business need?

Most businesses start with a business checking account to manage day-to-day cash flow. From there, you might add savings, cards, or tools to handle payments and payroll. We’ll help you figure out what makes sense for how you operate.

How do I open a business account?

You can get started by meeting with our team. We’ll walk through what you need, gather a few key details about your business, and help you open the right accounts without overcomplicating it.

What types of business loans are available?

We offer options for working capital, equipment, expansion, and more. The best fit depends on your goals and timeline. You’ll talk through it with someone who can help structure it the right way.

Can you help with cash flow and payments?

 Yes. We offer tools to manage incoming and outgoing payments, including ACH, wires, payroll support, and fraud protection. The goal is to make money movement easier and more predictable. 

Talk Through Your Business Goals

Get clear on what your business needs and what your next step should be. You’ll talk with a real person who understands your market and can help you move forward.