Business Savings

Elevate Your Business Funds

Put your excess funds to work while keeping them accessible. Choose savings or money market options that help you earn more and stay prepared for what’s ahead.

Business owner smiling

Featured / Current Rates

Rates that help spark what’s next. From vehicles and homes to savings and certificates, explore our current featured rates.

3.04
% APY*
Interest-Earning Account
5.49
% APY*
Auto Loans
6.50
% APY*
30-Year Fixed Mortgage
4.35
% APY*
12 Month Certificate
Why it Matters

Do More with Your Business Funds

Put money you’re not using day to day to work. These options help you earn interest, stay organized, and keep your business prepared without adding complexity. 

Earn Turn Idle Cash Into Earnings

Let excess funds do more than sit in your account. Earn interest on money you’re not using daily and put it to work while it’s set aside for future needs. 

Organize Separate Operating & Savings

Keep your day-to-day expenses and reserves in separate accounts. It makes budgeting clearer, helps avoid cash flow surprises, and gives you a better picture of your business finances.

Access Keep Funds Within Reach

Your money stays accessible when you need it. Cover expenses, move funds, or respond to changes in your business without locking everything away.

Prepare Build Stronger Business Reserves

Set aside funds for slow seasons, upcoming investments, or unexpected expenses. Strong reserves help your business stay steady and ready for what’s next. 

BUSINESS FAQs

Questions, Answered

Managing business funds comes with a lot of moving pieces. Here are a few questions we hear most to help you stay organized and prepared for what’s next.

Can I separate my operating funds and savings?

Absolutely. Many businesses use separate accounts to organize day-to-day expenses, reserves, taxes, and future goals. Keeping funds separated can make budgeting and cash flow easier to manage.

What’s the difference between a savings account and a money market account?

Both help your business earn on funds you’re not actively using, but money market accounts may offer additional flexibility and higher balance requirements. Our team can help you compare options based on how your business operates.

Can I access my funds when I need them?

Yes. Business savings and money market accounts are designed to help you stay prepared while still keeping funds accessible for planned expenses, emergencies, or opportunities that come up along the way.

Why should my business keep reserve funds?

Reserve funds can help your business stay steady through slower seasons, unexpected expenses, future investments, or growth opportunities. Having extra funds set aside can provide added flexibility and peace of mind.

Do business savings and money market accounts earn interest?

Yes. These accounts are designed to help your business earn on funds that may otherwise sit unused, helping you put extra cash to work while preparing for future needs.

READY FOR WHAT’S NEXT?

Put Your Funds To Work

From day-to-day flexibility to long-term savings goals, business savings and money market accounts can help keep your funds working smarter.