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Account Rates

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0.10 % APY1
0.10 % APR2
Minimum balance of $100.00 to earn monthly dividends. If under 18 years of age, no minimum balance required to earn monthly dividends.

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Vacation + Christmas Club

0.10 % APY1
0.10 % APR2
$100 minimum balance. Dividends paid monthly.

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Money Maker

0.25 % APY1
0.25 % APR2
If balance is between: $100.00 - $2,499.99
0.25 % APY1
0.25 % APR2
If balance is between: $2,500.00 - $9,999.99
0.50 % APY1
0.50 % APR2
If balance is between: $10,000.00 - $24,999.99
0.50 % APY1
0.50 % APR2
If balance is between: $25,000.00 - $49,999.99
0.80 % APY1
0.80 % APR2
If balance is between: $50,000.00 - $249,999.99
1.26 % APY1
1.25 % APR2
If balance is: $250,000 and over

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Standard Checking

0.00 % APY1
$ 0.00 MIN
$ None MAX
Standard Checking

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Fire Checking

3.04 % APY1
3.00 % APR2
$ 0.00 MIN
Fire Checking

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

IRA Accounts

3.05 % APY1
3.00 % APR2
On balances from $0.01 and up. Dividends paid monthly.

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Health Savings Account

1.26 % APY1
1.25 % APR2
Individual
1.26 % APY1
1.25 % APR2
Family

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Certificates

3.90 % APY1
6 Months
3.75 % APY1
12 Months
3.75 % APY1
18 Months
3.75 % APY1
24 Months
3.65 % APY1
36 Months
3.75 % APY1
48 Months
3.75 % APY1
60 Months

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 

Auto Rates

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3.90 % APY1
6 Months
3.75 % APY1
12 Months
3.75 % APY1
18 Months
3.75 % APY1
24 Months
3.65 % APY1
36 Months
3.75 % APY1
48 Months
3.75 % APY1
60 Months

Recreational Rates

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4.75 % APR2
36 Months
4.75 % APR2
48 Months
5.25 % APR2
60 Months
5.30 % APR2
72 Months
6.70 % APR2
84 Months

Personal Rates

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4.75 % APR2
36 Months
4.75 % APR2
48 Months
5.25 % APR2
60 Months
5.30 % APR2
72 Months
6.70 % APR2
84 Months

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