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Recreational Loans

Finance What You Love

From ATVs to campers to boats, this is the fun stuff to get out and explore. We’ll help you finance it with clear terms, competitive rates, and a team that keeps things simple. 
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Featured / Current Rates

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View All Rates
3.04
% APY*
Interest-Earning Account
5.49
% APY*
Auto Loans
6.50
% APY*
30-Year Fixed Mortgage
4.35
% APY*
12 Month Certificate
Financial Tools

Financial Calculators

Use our interactive financial calculators to help you make smart money decisions.
Recreational Loan FAQs

Common Recreational Loan Questions

Get the answers you need to finance your next adventure with confidence. Explore common recreational loan questions about rates, terms, eligibility, and the financing process. 

What is a recreational loan?

A recreational loan is financing designed to help you purchase recreational vehicles like ATVs, UTVs, motorcycles, campers, motor homes, snowmobiles, and watercraft. Recreational vehicle loans typically offer fixed rates, flexible terms, and predictable monthly payments to make financing your outdoor lifestyle more affordable. 

How long are RV (recreational vehicle) loans?

At Embers, recreational vehicle loan terms typically range from 36 to 84 months, depending on the type of vehicle and your financing needs. This flexibility allows you to choose a repayment option that fits your budget, whether you’re looking to pay it off faster or keep monthly payments lower. 

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Let's Talk it Through

Looking at an ATV, boat, or camper? We’ll walk through your options and help you figure out what makes sense. 
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