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Auto Loan Special

Let's Get Rolling

See what you’re pre-approved for in under 5 minutes and get moving toward your next ride. Qualifying auto loans also come with no payments for 90 days, giving you a little extra room to enjoy the road ahead.
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Featured / Current Rates

Rates that help spark what’s next. From vehicles and homes to savings and certificates, explore our current featured rates.
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Fire Rewards Checking
3.04
% APY*
Rewards Checking
auto loans
5.49
% APR*
Auto Loans
30-Year Fixed Mortgage
6.50
% APY*
Mortgage Loans
6-month certificate
3.90
% APY*
Certificates
What We Offer

Services Built Around You

From tapping your card at the pump to signing mortgage papers, we offer simple solutions backed by a team that knows how to help. Wherever you’re at with your finances, Embers is here to help you along your journey.
Everyday Money, Made Simple Spend, save, and manage your money with tools designed for real life. Crafted by a team that’s here when you need us.
Account Products
The Tools and Team to Keep You Growing

Leverage simple tools and local support to help you run your business smoothly and keep moving forward with confidence.
Business Products
Let’s Get You Home

Whether buying, building, or refinancing, our team will guide you through every step with clarity and personalized care.
Mortgage Productd
Light Up Communities Day 2
Community impact

Built to give back

We’re proud to be part of the communities we serve, and we don’t just talk the talk. In 2025 alone, we gave back more than $120,000 through local partnerships, volunteer hours, and community support.
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Real Members.
Real Stories.

Ashley

The service is excellent and personal.

Our family has been doing business with Embers for a VERY long time. I am a third-gen member. The service is excellent and personal. I live downstate but still like doing business here. I have recently had a couple chances to work with Ashley and she was friendly, efficient, and thorough. I highly recommend Embers and the Escanaba team!

Matt M.

Rob

So professional, kind, and understanding.

Today I had a problem with a credit card and met with Rob M. He was so professional, kind, and understanding. He helped me to resolve my problems so efficiently. Many thanks to Rob for a job very well done!!

Susan M.

Tonya

Friendly and very detailed

 Working with Tonya on my loan was a good experience. She was friendly and very detailed, very good at communication. Between her and me, being a new customer, she did a really good job. Thank you for everything! 

Mike M.

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33,000 Members Plus You

Our team is ready to support your goals. Get started with Embers today.
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