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View All Rates

Auto Rates Top Instructions

Term 30 Year Fixed

Rates 6.82%

Monthly Payment 2615

Term 20 Year Fixed

Rates 6.54%

Monthly Payment 2988

Term 15 Year Fixed

Rates 6.21%

Monthly Payment 3420

Term 10 Year Fixed

Rates 5.98%

Monthly Payment 4345

Term 5 Year Fixed

Rates 5.61%

Monthly Payment 7395

Auto Rates Bottom Instructions

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Embers News

Embers Welcomes New Commercial Credit Administration Manager - Lisa DeCaire

MARQUETTE, MICHIGAN – JANUARY 2026 – Embers is proud to welcome Lisa DeCaire as our Commercial Credit Administration Manager. Hailing from I...

Embers News

Embers Welcomes New Treasury Management Officer - Bethany Cody

MARQUETTE, MICHIGAN – NOVEMBER 2025 – Embers is proud to welcome Bethany Cody as our new Treasury Management Officer.

Embers News

Embers Welcomes New Senior Mortgage Loan Officer - Magan Peterson

MARQUETTE, MICHIGAN – NOVEMBER 2025 – Embers is excited to welcome Magan to our team as a seasoned lending professional with a heart for com...

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1 Account Rates Money Maker

Money Maker

2 Certificates

3 Used Auto Loans

4 Long Form Content Module

5 Different Card Types

6 Accordion Content

7 Content Type: List

Embers News

Embers Welcomes New Senior Mortgage Loan Officer - Magan Peterson

Credit Score

What Is a VantageScore® 3.0 Credit Score?

Embers News

Embers Welcomes New Senior Mortgage Loan Officer - Magan Peterson

Credit Score

What Is a VantageScore® 3.0 Credit Score?

Account Rates Money Maker

Money Maker

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Includes boats, snowmobiles, dirt bikes, ATVs, etc.

Terms	APR2
36 Months	5.25%
48 Months	5.35%
60 Months	5.75%
72 Months	6.00%
84 Months	7.25%

*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance.

0.10 % APY1

0.10 % APR2

Minimum balance of $100.00 to earn monthly dividends. If under 18 years of age, no minimum balance required to earn monthly dividends.

Certificates

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3.90 % APY1

6 Months

3.75 % APY1

12 Months

3.75 % APY1

18 Months

3.75 % APY1

24 Months

3.65 % APY1

36 Months

3.75 % APY1

48 Months

3.75 % APY1

60 Months

Used Auto Loans

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4.75 % APR2

36 Months

4.75 % APR2

48 Months

5.25 % APR2

60 Months

5.30 % APR2

72 Months

6.70 % APR2

84 Months

Long Form Content Module

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Different Card Types

Starting your migration journey

CRM migration is more than a simple software change — it's a strategic undertaking that requires meticulous planning and a deep understanding of your organizational needs.

That’s why one of the first steps in preparing for a CRM migration is to identify the primary reason behind the change, and ensure it’s grounded in a sound strategic rationale that serves the entire revenue organization.

A thorough understanding of your "why" forms the foundation of your migration plan, shaping the selection of your new CRM, the migration method, and the overall implementation strategy.

To help you establish your foundation, here are common reasons prompting companies to undertake a migration

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Accordion Content

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Evaluate operational bandwidth: Consider whether your team has the technical skills and capacity to manage the migration process in addition to their regular duties. If not, you may need to consider bringing in external resources.

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About the Author

Jennifer Stempki

SVP, Chief Financial Officer

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Your Money is Protected

There are two organizations, both backed by the United States government, that insure your money at participating institutions. The FDIC (Federal Deposit Insurance Corporation) provides coverage for banks and the NCUA (National Credit Union Administration) does the same for credit unions. These organizations both function as safety nets for your deposits. 
At least $250k is protected by these institutions (and possibly a lot more, depending on the type of account). Because of this protection, insured banks and credit unions and the covered accounts within them are one of the safest places that you can keep your money. In other words, it's completely safe to keep your money in a financial institution where it's insured and protected. 
Protected accounts include checking and savings accounts, money market deposit accounts, CDs, share certificates, IRAs, and more. Almost all banks and credit unions offer FDIC or NCUA protection to their accountholders. You can verify that you're covered by visiting your institution's website or by giving them a call.

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Meet Our Team

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Charlie Nyquist

VP, Chief Lending Officer

Jennifer Stempki

SVP, Chief Financial Officer

Justin Store

SVP, Chief Information Security Officer

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I really like Embers.

I really like Embers. The app is user friendly and I can easily use mobile deposit to deposit my paychecks and save myself a trip. Also, anytime I've used the app to message them, I've always received a quick response and they've always been very helpful. So far nothing but good things to say.

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I really like Embers.

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I really like Embers.

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